Certena Blog

Study guides, syllabus breakdowns, and exam-prep tips for III certifications.

Licentiate vs Associateship vs Fellowship: Understanding the III Certification Path

5 July 2026
The Insurance Institute of India offers three certification levels — Licentiate, Associateship, and Fellowship. Here is how the credit system works and how to plan your path through all three.
licentiateassociateshipfellowshipcertification pathcredits

IC-38

5 July 2026
IC-38 is the entry-level exam for anyone becoming a licensed insurance agent in India. Here is the full syllabus, exam pattern, and a practical study plan to pass it on your first attempt.
IC-38agent examsyllabusexam pattern